Terms & Conditions
Welcome to On Track Consulting (“Company,” “we,” “our,” “us”)!
These Terms and Conditions (“Terms”) govern your use of our website located at [get-otc.com] and any associated services (collectively, the “Service”) provided by On Track Consulting. By accessing or using our Service, you agree to these Terms. If you do not agree, please refrain from using the Service. These Terms apply to all visitors, users, and others who wish to access or use the Service.
1. Introduction
On Track Consulting offers professional services related to federal student loans and financial consulting. These Terms establish the rules for using our Service. By using our website, you acknowledge and accept these Terms in full.
Please read these Terms carefully before using our Service.
2. Communications
By creating an account or subscribing to our Service, you agree to receive newsletters, updates, and promotional communications from us. You may opt out of these communications at any time by clicking the unsubscribe link included in our emails.
3. Purchases
When purchasing products or services through our Service (“Purchase”), you may be required to provide accurate billing and payment information, including but not limited to your credit card number, expiration date, billing address, and contact details.
You confirm that all information provided is correct and that you have the legal authority to use the submitted payment method.
4. Promotions
Any contests, sweepstakes, or promotions (“Promotions”) provided through our Service will be subject to their own terms. In the event of a conflict, the Promotion-specific terms will override these Terms.
5. Content
Our Service may allow you to post, link, or share content such as text, images, or videos (“Content”). You are solely responsible for ensuring the legality and appropriateness of your Content.
By submitting Content, you grant On Track Consulting a worldwide, non-exclusive, royalty-free license to use, modify, and distribute your Content.
6. Accounts
When creating an account, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account.
On Track Consulting reserves the right to suspend or terminate accounts found to contain inaccurate information or evidence of misuse.
7. Intellectual Property
The Service and its original content, features, and functionality are the exclusive property of On Track Consulting and its licensors. Unauthorized use or reproduction of materials from the Service is strictly prohibited.
8. Links to Third-Party Websites
Our Service may include links to third-party websites. On Track Consulting is not responsible for the content, policies, or practices of these external sites. You agree that we are not liable for any loss or damage incurred through the use of third-party sites.
9. Termination
We may terminate or suspend access to the Service immediately, without prior notice, for violating these Terms or any other reason. Upon termination, your right to use the Service ceases immediately.
10. Indemnification
You agree to indemnify and hold harmless On Track Consulting, its affiliates, employees, and agents from claims, damages, or liabilities arising from:
a) Your use or misuse of the Service.
b) Your violation of these Terms.
c) Infringement of third-party rights.
11. Limitation of Liability
On Track Consulting and its affiliates shall not be liable for any indirect, incidental, or consequential damages, including but not limited to:
a) Inability to access or use the Service.
b) Unauthorized access to your data.
c) Actions or content of third parties.
This limitation applies regardless of the legal theory of liability.
12. Disclaimer
The Service is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind. We disclaim all express and implied warranties, including fitness for a particular purpose and non-infringement.
13. Exclusions
Certain jurisdictions may not allow the exclusion of implied warranties or the limitation of liability for incidental damages. In such cases, our liability will be limited to the maximum extent permitted by law.
14. Governing Law
These Terms are governed by the laws of the state of Florida, without regard to conflict of law principles.
15. Changes to Terms
We reserve the right to update or replace these Terms at our sole discretion. Material changes will be communicated with 30 days’ notice before they take effect. Continued use of the Service signifies acceptance of the revised Terms.
16. Contact Us
If you have any questions or concerns about these Terms, please contact us at[email protected].